Avail cashless hospitalisation worldwide with Devyani enterprises Travel Insurance

No matter where you are, stay assured of quality healthcare. Avail travel insurance plans that offer cashless hospitalisation facilities across the globe, so you can be at peace when you travel.

Can the insured claim hospitalisation expenses if he/she has been hospitalised due to COVID-19?

Hospitalization expenses (both in-patient and out-patient) will be payable in case the insured is hospitalized in the destination country due to COVID-19.

If the insured’s scheduled trip is cancelled due to hospitalisation, will insurance cover the losses?

Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalization* of the insured/immediate family member due to COVID-19

The insured’s family member gets infected while travelling with the insured. Will the travel insurance remain valid and claim payable?

The medical expenses will be borne by the travel insurance policy up to the sum insured if the said family member is covered in the policy
The following types of claims will be payable:

  • Medical In-patient and out-patient claims
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay– except any delay at the Indian port of origin of the insured trip

 

Will the insured’s expenses incurred due to trip delay be covered?

Claims will be payable for food and lodging expenses in case the trip is delayed abroad due to cancellation or re-scheduling of flights done at the instance of the common carrier due to COVID-19

The insured has both of our health and travel insurance. Will the claim be applicable in both cases and how?

With respect to Medical in-patient and out-patient expenses, if the events happen in India, then health insurance policy claim will be triggered. If it happens abroad, then travel insurance claim will be applicable as follows:

  • Medical In-patient and out-patient claims – If India (Health policies); If abroad (Travel Policy)
  • Trip Cancellation/Interruption/Re-scheduling
  • Trip Delay – except any delay at the Indian port of origin of the insured trip

 

Which International Travel Insurance covers can I claim for due to COVID-19?

You can claim under the following covers due to COVID-19. Claims admissibility will be ascertained strictly as per policy terms and conditions subject to those term and conditions being met.
Overseas medical expenses

  • Trip Delay
  • Political risk & catastrophe evacuation
  • Trip Cancellation & Interruption
  • Missed Flight connection
  • Emergency Hotel extensions
  • Bounced booking – Hotel/Airline

*Above mentioned is an indicative list, please refer to the certificate of insurance in conjecture with the policy wordings for detailed understanding on what you are covered for.

 

FAQS IN RELATION TO COVID-19 FOR INTERNATIONAL TRAVEL INSURANCE CLAIM

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

ASP stands for Assistance Service Provider. The most essential service they provide is cashless medical services. They also provide the necessary information to deal with any problem regarding claims.

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

Medihealthplan international travel policy does not include the following countries:
China, Antarctica, Belarus, Cuba, Democratic Republic of the Congo, Iran, Iraq, Ivory Coast, Liberia, Myanmar, North Korea, Sudan, Syria and Zimbabwe

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.